We Accept the Canadian Dental Care Plan and Help You Understand Your Benefits
Ur Dental
Canadian Dental Care Plan

Does the CDCP cover dental implants?

No. The Canadian Dental Care Plan (CDCP) lists implants and all implant-related procedures as exclusions, which it never covers and will not reconsider; to replace missing teeth, it can cover removable dentures that are not supported by implants, when its conditions are met.

What does the plan say about implants?

The Dental Benefits Guide is the Government of Canada's policy document for the CDCP. Its list of exclusions names implants and all implant-related procedures, and it defines an exclusion as a service that sits outside the plan at all times and is never eligible for coverage. This page reflects the Guide that took effect on April 1, 2026, as last updated on August 28, 2026.

Sun Life, the plan's administrator, tells members the same thing in its welcome brochure. If a dental office submits an implant to the plan anyway, Sun Life declines it as not covered.

Some services need pre-approval (preauthorization), which is approval from the plan before treatment starts. When the plan turns down a pre-approval request, your dental office can, at your request, ask for one reconsideration within 60 days of the refusal, with new clinical information. The plan never reconsiders an exclusion, and its separate process for rare exceptions is open only to services that are not on the exclusions list. Neither route applies to an implant.

What counts as implant-related?

The Guide does not list every implant-related step one by one: its exclusion takes in all of them, and the plan does not pay for procedures related to a service it does not cover. The Guide names these, and excludes each of them:

  • The implant itself, and ridge augmentation, both listed as exclusions in the Guide's oral surgery section.
  • Any crown supported by an implant, in the Guide's rules for crowns.
  • Complete and partial dentures supported by implants, in its rules for dentures.
  • Bone grafts, a separate item on the exclusions list, whatever the graft is for.

What can the plan cover to replace missing teeth?

The plan can cover removable dentures that are not supported by implants, when a dental provider recommends them and the plan's conditions are met. That includes complete dentures, partial dentures and denture repairs. The plan, not the dental office, decides coverage for each patient, taking into account your oral health and medical conditions.

Bridges are not an alternative under the plan. The Guide lists bridges and all bridge-related procedures as exclusions, alongside implants.

  • A standard complete denture does not need pre-approval and can be covered once per arch, upper or lower, in any 96 months (8 years), subject to the plan's other conditions, which our CDCP dentures page sets out.
  • A first partial denture always needs pre-approval, and the plan sets conditions on which teeth must be missing before it will consider one.

Can you still choose an implant?

Yes, if your dentist proposes one. The Government of Canada says you may go ahead with a service your provider proposes even when the plan does not cover it, and pay the provider directly.

The plan pays dental providers only, never patients, so it will not pay you back for an implant you pay for yourself.

Before any treatment, ask what the plan will not cover and what you will have to pay. Under the plan's billing agreement, the dental office is expected to go over this with you before you agree to care.

Missing teeth and the CDCP at Ur Dental

Ur Dental accepts the Canadian Dental Care Plan at 6239 Bathurst Street, at Bathurst and Steeles in North York. We bill CDCP directly where the plan covers the service; you pay any co-payment.

If you are missing teeth, call us at (416) 222 - 0606 or book a visit, and one of our dentists can go over your options with you, including which ones the plan may cover.

Common questions

No. Implants are an exclusion, and an exclusion is never eligible for coverage, so the plan pays no part of one at any co-payment level.

No. The Guide's crown rules exclude any crown supported by an implant, and its denture rules exclude complete and partial dentures supported by implants. As exclusions, they cannot be reconsidered.

The plan's review routes do not apply to implants. Its one review of a denied pre-approval, called reconsideration, is never available for exclusions such as implants, and its separate exception process is open only to services that are not on the exclusions list.

Yes, if your dentist proposes one, but the plan will not pay for it. You may go ahead with a service your provider proposes that the plan does not cover, and pay the provider directly. The plan does not reimburse patients, so it will not pay you back afterwards.

Removable dentures that are not supported by implants, when a provider recommends them and the plan's conditions are met. That includes complete and partial dentures and denture repairs; a first partial denture always needs pre-approval. Bridges are excluded, like implants.

No. Bone grafts are on the plan's list of exclusions, whatever the graft is for, and so are bridges and all bridge-related procedures. The plan never covers an exclusion.

Ur Dental is a general dental practice. Our dentists are registered with the Royal College of Dental Surgeons of Ontario as general practitioners, not specialists.

Coverage rules are set by the Government of Canada and administered by Sun Life. They change, and the plan decides each claim.

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